Cash vs Card in Japan

Japan’s Payment Reality

Japan remains significantly cash-dependent despite improvements. A hybrid approach — card where possible, cash for backup — is the best strategy.

When You MUST Have Cash

• Many small restaurants, ramen shops, izakaya
• Temple and shrine entrance fees
• Vending machines and coin lockers
• Some taxis
• Festival stalls and street food
• Small local shops and markets

Where Cards Are Now Widely Accepted

• Major hotels, department stores, chain restaurants
• Convenience stores
• Major tourist attractions
• Shinkansen ticket machines
• Most pharmacies and larger shops

Best ATMs for Foreign Cards

7-Eleven ATMs: Best option — everywhere, 24/7, accept virtually all foreign Visa/Mastercard/Amex. No machine fee.
Japan Post ATMs: Post offices nationwide. English menus.

How Much Cash to Carry

Carry ¥10,000–20,000 at all times. Withdraw ¥30,000–50,000 at the start of your trip to minimize bank withdrawal fees.