Asia Travel Insurance Guide

Why Travel Insurance Is Essential in Asia

Medical evacuation: Facilities in rural Cambodia, Nepal, or Myanmar may be inadequate for serious injuries. Air evacuation to Bangkok or Singapore: $10,000–100,000 without insurance.

Motorbike accidents: Most common cause of serious tourist injury in SE Asia. Most policies exclude accidents without valid license or without helmet.

Adventure activities: Trekking in Nepal, diving in Philippines, rock climbing in Thailand — need activity-specific add-ons.

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What to Look For

Emergency medical: $500,000+ minimum. $1,000,000+ for Nepal trekking.

Medical evacuation: $500,000+ minimum.

Activities coverage: Check motorbike riding, diving, trekking.

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Activity Coverage Checklist

Ensure your policy covers:

• Motorbike/scooter riding (with valid license)
• Scuba diving (check depth limits — usually 40m)
• Trekking above specific altitudes
• Rock climbing, zip-lining, bungee jumping

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Cost

2-week Asia trip travel insurance: $30–80 depending on coverage, age, activities.

Budget options: World Nomads, Safety Wing

Comprehensive: Allianz, AXA

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